What a network with garages and hospitals

What is Cashless
two-wheeler insurance policy?

Most companies today offer cashless transactions facility
with the insurance policy. As the name suggests, if the policyholder needs
emergency vehicle service or he/she has been in an accident, they do not have
to pay money either in the hospital or in the garage to avail the facility.
Every insurance company will have a network with garages and hospitals across
the country in various locations, where they can send help to policyholder’s
location. These officials will take care of all the repair work or medical
facilities without the policyholder having to pay a single penny.  

We Will Write a Custom Essay Specifically
For You For Only $13.90/page!

order now

How to claim cashless
two-wheeler insurance policy?

If the two-wheeler is damaged or has been in an
accident, the first thing you should do is, inform the insurance company and
mention about the incident in detail.

Few companies prefer the policyholder to reach
the nearest location of garage, with whom the insurance company has a tie-up
for two-wheeler inspection, others will send an official to the location to
inspect the vehicle.

Once he/she completes the inspection, you will
hand-over the keys of the vehicle along with insurance policy details. As per
policy cover chosen by you, the cost of the repair will be covered.

Once the repair is done, the garage will send
invoice and bills to the insurance company for payments.

In case of accidents caused by you to the
third-party or self, on informing the insurance company, they will send help
immediately to the location for further medical assistance.

On reaching the hospital, the policyholder has
to provide details of the insurance policy and rest will be communicated to the
insurance provider by the hospital office.

Companies that
provide cashless insurance service to their customers:

ICICI Lombard General Insurance Co.Ltd.


Bharti AXA

Future Generali


Bajaj Allianz

IFFCO Tokio Reliance General

Liberty Videocon